Who Owns Credit Card Debt After the Death of a Parent?

Administering the Estate of a deceased loved one can be complicated and emotional under the best of circumstances, but Executors who take on this overwhelming task may find themselves facing more than just the demands of relatives and heirs.

They may also find themselves facing the illegitimate demands of creditors. This article on The New Old Age New York Times Blog — Credit Card Debt That Outlives Mom — warns readers to “Be wary of collection agencies that try to convince you that you are responsible for payment on a card owned solely by a deceased parent.”

After the death of a parent, children and heirs often receive calls from debt collectors looking for someone — anyone! — to pay off the debts of the deceased, even if the heirs have no obligation to do so.

In most situations relatives are not required to pay the debts of the deceased from their own assets.

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